Some military families who move a lot choose renting over owning a home. Sometimes, that's the best choice. But those who rent need something similar to military homeowners' insurance: military renters insurance to protect their possessions. Too many military families assume they are protected by their landlord...

 Renter's insurance may not be necessary for all active military. Determine the value of your possessions to determine exactly how much coverage you need, if any. Take an inventory of your belongings, how much you paid for each item and its current value. Make a record of your possessions, with pictures or a video camera...